“It was great how easy and simple to understand Small Business Mortgages made the whole process.”

Why use Small Business Mortgages?

Small Business Mortgages has a team of specialist commercial advisors who can assist you through the process. We will source the best deal for you from our panel of lenders, and we can even help if you do not meet the strict criteria of the High Street lenders and have been refused elsewhere.

We take all the legwork away and will even visit you at your business or home at a time convenient to you to go through any paperwork.

We provide you with the facts up front – if we can’t help you, we’ll tell you.

We do not insist on you taking any other products from us, leaving you free to choose.

I do not have any accounts or proof of income – can you still help?

Absolutely! Unlike a traditional bank, we have specialist commercial lenders who can help in this scenario.

Which lenders do you use?

We use a panel of specialist lenders, including some from the High Street, so we can offer a wide range of options for your business mortgage requirements.

What are the interest rates?

Our rates depend on your circumstances at the time, and the evidence you can provide to support your requirements. We endeavour to provide you with the best mortgage to suit your needs. 

How much can I borrow?

We can lend you any amount from £20,000 to over £10 million, depending on the business, property and your circumstances.

Are there any restrictions on how I use the money?

No, it’s your money; you decide how best to use it!

Is there a lot of paperwork involved?

We have tried to keep the process simple and straightforward. All documentation required will be requested at the outset and we will visit you to collect as much as possible up front.

How long will it take?

Remortgages can be processed very quickly, less than a week from formal mortgage offer to completion in some cases. Purchases do take longer due to the legalities involved.